Last update: 15/10/2022

Welcome and thank you for your interest in siamworldatsiamstates.com which is operated by SiamWorld Co., Ltd. (referred as "we", "us" or "our"). By clicking a registration or new account submission button, or by otherwise using siamworldatsiamstates.com, networks, mobile applications, or other services provided by SiamWorld Co., Ltd. ("Services"), or accessing any content provided by SiamWorld Co., Ltd. through the Services, you agree to be bound by the following terms of use, as updated from time to time ("Terms of Use"). Throughout this document we refer to them as the "Terms". A reference to "you" or "your" is a reference to the user of this Site.

Siamworldatsiamstates.com’s Role.

Siamworldatsiamstates.com does not, and the services are not intended to, provide financial or real estate advice. Siamworldatsiamstates.com is not a financial or real estate broker or lender. Siamworldatsiamstates.com 's business is primarily funded through advertising. You understand and agree that the Services may include advertisements, and that these are necessary to support the Services. To help make the advertisements relevant and useful to you, Siamworldatsiamstates.com may serve advertisements based on the information we collect through the Services. See the Privacy Policy for more details. Siamworldatsiamstates.com assumes no responsibility for a direct result or an indirect result to any actions that consumers take based on the Services or any other information available through or in connection with the Services.    

Accounts and Registration.

You must be at least 18 years of age to use the Service. By agreeing to these Terms of Use, you represent and warrant that:
(a) you are at least 18 years of age
(b) you have not previously been suspended or removed from the Services
(c) your registration and your use of the Services is in compliance with all applicable laws and regulations. To access some features of the Services, you may be required to register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as email address or other contact information. You agree that the information you provide is accurate and that you will keep it accurate and up-to-date at all times. When you register, you may be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password, and you are responsible for all actions taken via your account. You may not share your user account(s) with others. Unless you have entered into a commercial agreement with SiamWorld Co., Ltd. permitting you to use the Services for transactions on behalf of another person, you may only use the Services for transactions on your own behalf, and not on behalf of any other person.

Use of the Services; Restrictions.

Use of the Services.
As long as you comply with these Terms of Use, SiamWorld Co., Ltd. grants you a license to use the Services, and to download and use any App on your mobile device in object code form, for your personal use. The Services may not be used for transactions in commercial real estate, which includes, without limitation, commercially zoned properties and vacation rentals.
Mobile Applications.

To use any mobile application feature of the Services (each, Siamworldatsiamstates.com), you must have a compatible mobile device. SiamWorld Co., Ltd. does not warrant that any App will be compatible with your mobile device. You may use mobile data in connection with an App and may incur additional charges from your wireless provider for using an App. You agree that you are solely responsible for any applicable charges. SiamWorld Co., Ltd. may update any app and may automatically electronically update the version of any App that you have installed on a mobile device. You consent to all automatic upgrades, and understand that these Terms of Use will apply to all updated versions of an App. Any third-party open source software included in an App is subject to the applicable open source license and may be available directly from the creator under an open source license. These Terms of Use do not apply to your use of software obtained from a third-party source under an open source license.

Prohibited Use.

By using the services, you agree not to:

• reproduce, modify, distribute, display or otherwise provide access to, create derivative works from, decompile, disassemble, or reverse engineer any portion of the Services, except as explicitly permitted under these Terms of Use;
• remove or modify any copyright or other intellectual property notices that appear in the Services;
• use the Services in any way that is unlawful, or harms SiamWorld Co., Ltd., its service providers, suppliers, or any other user;
• distribute or post spam, chain letters, or similar communications through the Services;
• impersonate another person or misrepresent your affiliation with another person or entity;
• upload invalid data, viruses, worms, or other software agents to the Services;
• interfere with, or compromise the system integrity or security of the Services, or otherwise bypass any measures SiamWorld Co., Ltd. may use to prevent or restrict access to the Services;
• conduct automated queries (including screen and database scraping, spiders, robots, crawlers, bypassing "captcha" or similar precautions, and any other automated activity with the purpose of obtaining information from the Services) on the Services;
• use any of SiamWorld Co., Ltd.'s trademarks as part of your screen name or email address on the Services; or
• attempt to, or permit or encourage any third party to, do any of the above.

User Materials

1. License Grant.

Certain portions of the Services may allow users to upload images, photos, video, data, text, and other content ("User Materials"). By uploading User Materials to the Services, you grant SiamWorld Co., Ltd. a license to:
(i) use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, prepare derivative works of or incorporate into other works, and translate your User Materials, in connection with the Services, or in any other media; and
(ii) sublicense these rights, to the maximum extent permitted by applicable law. SiamWorld Co., Ltd. will not pay you for your User Materials or to exercise any rights related to your User Materials set forth in the preceding sentence. SiamWorld Co., Ltd. may remove or modify your User Materials at any time. You are solely responsible for all User Materials made through your user account(s) on the Services or that you otherwise make available through the Services. For all User Materials, you represent and warrant that you are the creator and owner of the User Materials, or have the necessary licenses, rights, consents, and permissions (including all permissions required under applicable privacy and intellectual property law) to authorize Home Buyers Guide Co., Ltd. and other users to access and use your User Materials as necessary to exercise the licenses granted by you under these Terms of Use.

1. Disclaimer.

SiamWorld Co., Ltd. is under no obligation to edit or control your User Materials or the User Materials of any other User and will not be in any way responsible or liable for any User Materials. SiamWorld Co., Ltd. may, however, at any time and without prior notice, screen, remove, edit, or block any User Materials on the Services, including User Materials, in SiamWorld Co., Ltd.’s sole judgment violates these Terms of Use or are otherwise objectionable. You understand that when using the Services, you may be exposed to User Materials of other users and acknowledge that User Materials may be inaccurate, offensive, indecent, or objectionable. You agree to waive, and do waive, any legal or equitable right or remedy you may have against SiamWorld Co., Ltd. with respect to User Materials. SiamWorld Co., Ltd. expressly disclaims any and all liability in connection with User Materials. If notified by a user or content owner that User Materials allegedly do not conform with these Terms of Use, SiamWorld Co., Ltd. may investigate the allegation and determine in SiamWorld Co., Ltd.’s sole discretion whether to remove the User Materials, which SiamWorld Co., Ltd. reserves the right to do at any time and without notice.

3rd Party/Linked Services/Sent information.

SiamWorld Co., Ltd.:

1. is not a Lender, loan originator, loan processor or underwriter;
2. does not aid or assist borrowers in obtaining loans, solicit borrowers or Lenders for loans, offer or negotiate terms of loans;
3. does not take mortgage applications, make loans or credit decisions or pre-approve borrowers for loans;
4. is not an agent of either any consumer or any Lender;
5. does not endorse, refer or recommend any Third-Party Provider that pays SiamWorld Co., Ltd. or the products of any Third-Party Provider that pays HOME dot TECH;
6. is not responsible for any errors or delays caused by consumers or any Third-Party Provider in the loan process; and
7. does not guarantee offer of, or acceptance into, any particular loan program or specific loan terms, conditions, or rates with any Third-Party Provider, or that any rates or terms will be the best available.

Generally
The Services include links to third-party products, services and Web sites, as well as materials provided by third parties, and may include functionality that allows for the distribution of your User Materials or your personal information (collectively, your "User Information") to third parties not under SiamWorld Co., Ltd.’s control (each, a "Third-Party Provider"). Third-Party Providers are solely responsible for their services. You are responsible for your use and submission of User Information to any third-party, and your dealings or business conducted with any third party arising in connection with the Services are solely between you and such third party. Your use of third-party sites, services, or products may be subject to associated third-party terms of use and privacy policies or other agreements, which you are solely responsible for complying with. SiamWorld Co., Ltd. does not endorse, and takes no responsibility for such products, services, Web sites, and materials, or a Third-Party Provider’s use of your User Information. By using a tool that allows for User Information to be transferred, you agree that SiamWorld Co., Ltd. may transfer the applicable User Information or other information to the applicable third-parties, which are not under the control of SiamWorld Co., Ltd. If you submit a contact form or otherwise indicate your interest in contacting a Third-Party Provider, you may receive telemarketing calls from the Third-Party Provider using the contact information you provided. Third-Party Providers may keep your contact information and any other information received by the Third-Party Provider in processing a contact or other request form. SiamWorld Co., Ltd. is not responsible for any damages or costs of any type arising out of or in any way connected with your dealings with these third parties.

Intellectual Property.

The Services are owned and operated by SiamWorld Co., Ltd. The user interfaces, design, information, data, code, products, software, graphics, and all other elements of the Services ("SiamWorld Co., Ltd. Materials") provided by SiamWorld Co., Ltd. are protected by intellectual property and other laws and are the property of SiamWorld Co., Ltd. Except as expressly allowed by these Terms of Use, you may not make use of the SiamWorld Co., Ltd. Materials, and SiamWorld Co., Ltd. reserves all rights to the SiamWorld Co., Ltd. Materials and Services not granted expressly in these Terms of Use.

Termination/Changes to Agreement.

Except as stated in separate product-specific agreements, you may terminate your account at any time by contacting siamworld.asia@gmail.com. If you terminate your account, you remain obligated to pay all outstanding fees, if any, incurred prior to termination relating to your use of the Services. If you violate any provision of these Terms of Use, your permission from SiamWorld Co., Ltd. to use the Services will terminate automatically. In addition, SiamWorld Co., Ltd. may in its sole discretion terminate your account on the Services or suspend or terminate your access to the Services at any time for any reason, with or without notice. SiamWorld Co., Ltd. may alter, suspend or discontinue the Services or any portion of the Services without notice. SiamWorld Co., Ltd. will not be liable whatsoever for any change to the Services or any suspension or termination of your access to or use of the Services. SiamWorld Co., Ltd. reserves the right to change these Terms of Use at any time in its sole discretion on a going-forward basis. We will make commercially reasonable efforts to notify you of any material changes to these Terms of Use. Your continued use of the Services after updates are effective will represent your agreement to the revised version of these Terms of Use. Your continued use of the Services after the effectiveness of such changes will constitute acceptance of and agreement to any such changes. You further waive any right to receive specific notice of such changes to these Terms of Use. You are responsible for regularly reviewing these Terms of Use.

Indemnification.

You agree to indemnify, defend, and hold harmless SiamWorld Co., Ltd., its affiliates, and their respective directors, officers, employees, and agents from any and all claims and demands made by any third party due to or arising out of:

1. your access to or use of the Services;
2. your breach of these Terms of Use;
3. your violation of any law or the rights of a third party;
4. any dispute or issue between you and any third party;
5. any User Materials you upload to, or otherwise make available through, the Services;
6. your willful misconduct; and
7. any other party’s access to and/or use of the Services using your account and password. SiamWorld Co., Ltd. reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in that case, you agree to corporate with SiamWorld Co., Ltd.’s defense of that claim.

No Warranties.

SiamWorld Co., Ltd. provides the services "as is," "with all faults" and "as available," and the entire risk as to satisfactory quality, performance, accuracy, and effort is with you. To the maximum extent permitted by applicable law, SiamWorld Co., Ltd. and its suppliers make no representations, warranties or conditions, express or implied. SiamWorld Co., Ltd. and its suppliers expressly disclaim any and all warranties or conditions, express, statutory and implied, including without limitation: (a) warranties or conditions of merchantability, fitness for a particular purpose, workmanlike effort, accuracy, title, quiet enjoyment, no encumbrances, no liens and non-infringement; (b) warranties or conditions arising through course of dealing or usage of trade; and (c) warranties or conditions of uninterrupted or error-free access or use. No advice or information, whether oral or written, obtained by you through the services available through the services will create any warranty regarding any SiamWorld Co., Ltd. entity or the services that is not expressly stated in these terms of use. You assume all risk for any damage that may result from your use of or access to the services, you’re dealing with any other user, and any materials, including all user and SiamWorld Co., Ltd. materials, available through the services. You understand and agree that your use of the services, and use, access, download, or otherwise obtainment of materials through the services and any associated sites or services, are at your own discretion and risk, and that you are solely responsible for any damage to your property (including your computer system or mobile device used in connection with the services), or the loss of data that results from the use of the services or the download or use of those materials.

General.

You agree not to export from anywhere any part of the Services provided to you, or any direct product thereof, except in compliance with, and with all licenses and approvals required under, applicable export laws, rules and regulations.

Privacy Policy.

SiamWorld Co., Ltd. will collect, use, store, and disclose personal information in accordance with its Privacy Policy. Please consult the Privacy Policy for more information, which is incorporated into, and made a part of, these Terms of Use.

Consent to Electronic Communications.

By using the Services, you consent to receiving certain electronic communications from SiamWorld Co., Ltd. as further described in the Privacy Policy. Please read the Privacy Policy to learn more about SiamWorld Co., Ltd.’s electronic communications practices. You agree that any notices, agreements, disclosures, or other communications that SiamWorld Co., Ltd. sends to you electronically will satisfy any legal communication requirements, including that those communications be in writing.

Feedback.

If you choose to provide input and suggestions regarding the Services, including related to any SiamWorld Co., Ltd. Materials ("Feedback"), then you hereby grant SiamWorld Co., Ltd. a right to use the Feedback in any manner and for any purpose, including the improve the Services or create other products and services.

Contact Information.

The Services are offered by
SiamWorld Co., Ltd.
15, Village 9, Nongsuang Subdistrict, Wihaandaeng District, Saraburi Province, Thailand 18150
You may contact SiamWorld Co., Ltd. by sending correspondence to that address or emailing at siamworld.asia@gmail.com